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Risk management

What are you doing to protect your organization?

Our risk management checklist helps you consider all the factors that can put your business in jeopardy.

What is Risk Management?

Risk Management is the identification, assessment and prioritization of risks and the subsequent coordinated and economical application of resources to minimize, monitor and control the probability and impact of losses.

Is a risk management plan necessary if I have a small business?

Yes, it is a way of protecting your business from the unexpected things such as but limited to damages or even loss of profit.

What are some risks that may cause a business loss?

Businesses may take a loss from property damage control or uncontrolled by nature, work injuries from customers or employees, legal liability lawsuits or business interruption when a business does not open because of something like snowstorm or hurricane.

How does risk management impact your bottom line?

It provides an opportunity for better pricing on insurance premiums, saves out-of-pocket costs like deductibles, ensures a safe and stable environment for employees, volunteers and customers and helps you understand and be prepared for risks before losses occur.

Have you considered the following strategies for addressing risk?

Risk avoidance, mitigation or prevention, risk transfer and risk retention are techniques we use to protect clients.

Risk Avoidance

Eliminates activities that involve risk, avoid creating activities that involve risk and relatively extreme approach.

Mitigation or Prevention

Manages liability by structuring activities and programs in ways that reduce or limit institutional risk.

Risk Transfer

Manages and control strategy that involves the contractual shifting of a pure risk from one party to another.

Risk Retention

Self-insurance, deductibles and deciding not to purchase an insurance policy for a specific exposure.

What’s Your Strategy?

We can help you assess your organization's risk exposure, customize an insurance coverage package, and help you successfully manage your policies.

Comprehensive Insurance Solutions

By continually assessing, mitigating and monitoring risk, we take a comprehensive perspective on risk management and services are driven by our clients’ specific needs.

Creating a Strategy

By asking the right questions, our experienced team helps you customize products based on the needs and priorities of your organization.

Maximizing Benefits

We help you get more out of your coverage by streamlining processes and educating your staff on the benefits your plans and policies offer.

Backing Up Claims

Our vast experience working for insurance companies gives us added insights to help you navigate obstacles and appeal claim denials.

Tracking Progress

Using the latest technology, we continually monitor the market to make sure your insurance is competitive and legally compliant.

How can we help you?

Our brokers and staff are leaders in the industry and have licenses as well as designations that reflect decades of experience — contact us today!

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